Indians increasingly worry about retirement savings amid rising life expectancy and medical costs. Generating a Rs 1 lakh monthly income requires a corpus of Rs 1-2 crore, depending on risk appetite and investment choices. Strategies involving diversified equity funds, annuities, and systematic withdrawal plans can help achieve this goal while preserving capital and adjusting for inflation.Indians increasingly worry about retirement savings amid rising life expectancy and medical costs. Generating a Rs 1 lakh monthly income requires a corpus of Rs 1-2 crore, depending on risk appetite and investment choices. Strategies involving diversified equity funds, annuities, and systematic withdrawal plans can help achieve this goal while preserving capital and adjusting for inflation.
